Car Leasing – the Simple Way to Your New Car
Want to buy a new or used car? No need to wait — car leasing is a convenient and cost-effective solution to get your chosen vehicle into your hands quickly.
You can use your current car as the down payment for your new one.
Financing is available for both private individuals and businesses.
Leasing options are available for new Volkswagen and Škoda models as well as used cars.
Leasing options
Financial Leasing
A method of car purchase where the full value of the vehicle is covered through monthly payments. Suitable if you want to become the owner of the car – after the final payment, the car is registered in your name, and ownership transfers from the leasing company to you.
Key features:
The leasing company purchases the car and leases it to you
You pay monthly rental payments and interest
At the end of the leasing period, the car is fully transferred to your ownership
Benefits:
Full ownership after the lease ends
No mileage limits
Suitable for long-term use
Operational Leasing
A flexible way to use a car with the option to buy it or return it at the end of the contract. Suitable if you want to use a car for a set period, pay only for actual depreciation, and then decide whether to purchase or return it.
Key features:
Car use for a fixed term with a clearly set monthly payment
Pay only for the car’s depreciation (loss of value), not the full price
The contract defines the expected mileage and residual value
At the end of the contract – option to buy the car or return it to the dealer
Benefits:
No need to worry about selling the car after the contract ends
Flexible solution – thanks to the residual value set in the contract, you can choose a car above your initial budget, as you pay only for the actual usage period Possibility to choose a higher-class car, since you pay only for usage, not the full value
Option to buy the car or continue leasing
The contract can be switched to financial leasing to purchase the car for its residual value
Leasing Arrangement
Car leasing in Valmiera – simple, convenient, and secure. Mūsu Auto Valmiera offers the possibility to arrange leasing directly at the dealership – for both new Volkswagen and Škoda cars, as well as used vehicles.
Choose the car that suits you best, and we will take care of all financing matters in cooperation with the leading leasing companies in Latvia. Our sales specialists will help you find the most suitable financing solution (operational or financial leasing), explain the terms (duration, interest rates, down payment, residual value, etc.), and prepare all the necessary documents.
Leasing consultations are available both in person and remotely – apply now to receive a tailored offer and answers to all your questions.
Leasing process:
- Choose your car – new or used.
- Our sales specialists will prepare offers from several leasing companies, tailored to your needs and financial situation.
- Offers are usually reviewed within 1 business day. If additional documents are required, we will inform you.
- After approval, the leasing agreement is completed on-site at the dealership.
- The vehicle is registered with CSDD, and insurance is arranged (KASKO insurance is mandatory for the entire leasing period).
- Receive your car and start driving!
Leasing calculator
Leasing calculator
Par līguma noformēšanu tiek piemērota komisijas maksa 1,5% no automašīnas cenas. Ikmēneša maksājums ir aptuveni 399,68 EUR, un kopējā atmaksājamā summa (neskaitot pirmo iemaksu, bet ieskaitot atlikušās vērtības daļu) veido apmēram 37 900,57 EUR. Gada procentu likme (GPL) – 6,67%.
Sniedzamie dati ir informatīvi, un tie var mainīties pēc līzinga pieteikuma izvērtēšanas.
Required documents for a leasing application
Required documents for a leasing application (for private individuals):
Leasing application – to be completed together with Mūsu Auto Valmiera specialists
Copy of passport or ID card
Bank account statement for the last 6 months – required if you choose financing outside your own bank
Required documents for legal entities:
Leasing application – to be completed together with Mūsu Auto Valmiera specialists
Copy of the company representative’s passport or ID card
Previous year’s financial statement: balance sheet, profit and loss statement, notes by item
Current year’s interim financial statement (for 3, 6, or 9 months): balance sheet, profit and loss statement, notes by item
If there is a guarantor:
- Private individual – guarantee application form and copy of passport / ID card
- Legal entity – leasing application for a legal entity and copy of representative’s passport / ID card
Other documents confirming the company’s solvency (e.g., cooperation agreements, orders, rental agreements, etc.)
Insurance
Safety and peace of mind – together with the right insurance.
At Mūsu Auto Valmiera, we provide our clients with advantageous and reliable insurance solutions, which can be arranged at the same time as purchasing or servicing a vehicle.
We cooperate with leading insurance companies in Latvia so that you receive an offer tailored exactly to your needs – both OCTA (mandatory civil liability insurance) and KASKO (voluntary vehicle insurance against damage, theft, and other risks).
Insurance Claim Processing
Save your time – leave the insurance claim application to the professionals!
Our Mūsu Auto Valmiera team will help you process your insurance claim in one place, coordinate the repair estimate, and carry out all necessary work directly at our service center in Valmiera.
We will help you submit a claim to the insurance company
We will perform a damage inspection of your vehicle at our service center
We will coordinate the repair cost estimate with the insurer
We will advise you on your legal rights in the event of an insurance claim
We will carry out all necessary repair work if your policy terms specify repairs at Mūsu Auto Valmiera service
Remember! By having your vehicle repaired at an official dealer, you maintain your car’s warranty (if still valid) and receive original spare parts.